MICRO Express
of 10,000 to 50,000 RUR

for private entrepreneurs

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7 advantages of the MICRO Credit:

• credit decision in 1 day
• minimum number of documents required
• no collateral or pledge required
• grace for payment at your choice: at the beginning, in the middle or at the end of the repayment schedule
• personal manager - from the first day of working with the bank
• possibility of obtaining a second credit simultaneously
• credit discounts if you’ve been our customer for more than 2 years

Credit Targets	Example
replenishment of current assets	purchase of goods, renewal of assortment, extension of traded commodity lists, expansion of sales premises, etc.
provision of funding for operating expenses	lease payments, salaries, purchase of petroleum, oil and lubricants, etc.
purchase of property assets	shop and refrigerating equipment, transport, mini-markets, office equipment, etc.

Credit Terms
Crediting period	2 to 24 months
Credit request review time	1 day
Credit amount	10,000-50,000
Collateral	not required
Credit repayment	monthly by decreasing installments
Credit currency	Russian Rubles

We may grant you a credit provided that:

• you are able to repay it (i.e. it will help you, not otherwise)
• you’ve been involved in business for 3 months
• your product (service) has been in demand
• you have no debts outstanding (to other banks, foundations, state, etc.).