BUSINESS Credit
of 200,000 to 3,000,000 RUR

for private entrepreneurs and legal entities

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8 advantages of BUSINESS Credits

• no collateral insurance required
• individual schedule of credit repayments
• partial or complete repayment ahead-of-schedule
• ahead-of-schedule repayment without commission fees (after 3 months)
• personal credit manager - from the very first day of working with the bank
• grace period for the principal credit amount, up to 6 months
• credit discounts if you have worked with us for over 2 years
• possibility of obtaining a second credit parallel to the first credit

Credit Targets	Example
replenishment of the working capital	stock purchase or renewal; expansion of goods assortment
funding of operating expenses	rent/salary payments, purchase of fuel and lubricants
acquisition of fixed assets	purchase of trade/refrigerating equipment; purchase of vehicles, minimarkets, office equipment

Terms of credit
Crediting period	2-36 months
Credit request review time	of 7 days
Credit amount	200,000-3,000,000 RUR
Collateral	collateral, pledge, working stock, vehicles, equipment
Credit repayment	monthly, individual schedule
Credit currency	Russian Roubles

If you have already received one BUSINESS Credit but you need additional funds, you may use the parallel credit service: you may receive another BUSINESS Credit to the amount of 10,000 to 3,000,000 RUR. This service will be suitable even for those customers who applied to FORUS Bank for the first time.

We may grant you a credit provided that:

• you are able to repay it
  
• you’ve been involved in business for 6 months
  
• your product (service) has been a hot market
  
• you have no debts outstanding (to other banks, foundations, state, etc.)